:root{
  --bg:#fffdf8;
  --card:#ffffff;
  --text:#1a1a1a;
  --muted:#6b7280;
  --primary:#38b3ac;
  --primary-dark:#1f7f79;
  --accent:#f6ad55;
  --border:#e9e5dc;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Tahoma,Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
  line-height:1.75;
}
a{color:inherit;text-decoration:none}
.container{width:min(1100px,92%);margin:auto}
header{
  position:sticky;top:0;z-index:10;
  background:rgba(255,253,248,.94);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--border);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;gap:20px}
.brand{font-size:28px;font-weight:800;letter-spacing:-1px}
.brand span{color:var(--primary)}
.links{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;color:#374151}
.hero{padding:88px 0 56px;text-align:center}
.badge{
  display:inline-block;padding:7px 14px;border-radius:999px;
  background:#eef9f8;color:var(--primary-dark);font-weight:700;font-size:14px
}
h1{font-size:clamp(42px,7vw,78px);line-height:1.05;margin:20px 0 14px;letter-spacing:-2px}
.lead{font-size:clamp(18px,2.2vw,24px);color:#374151;max-width:760px;margin:0 auto}
.notice{
  margin:28px auto 0;max-width:760px;padding:16px 18px;border:1px solid #f1d8b8;
  background:#fff7ed;border-radius:16px;color:#7c4a10
}
section{padding:42px 0}
.section-title{font-size:30px;margin:0 0 8px}
.section-sub{color:var(--muted);margin:0 0 24px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:22px;box-shadow:0 8px 24px rgba(0,0,0,.035)}
.card h3{margin:0 0 8px;font-size:20px}
.card p{margin:0;color:#4b5563}
.step{display:flex;gap:14px;align-items:flex-start}
.num{flex:0 0 36px;height:36px;border-radius:12px;background:var(--primary);color:white;display:grid;place-items:center;font-weight:800}
.operator{background:#f9f7f2;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
footer{padding:28px 0 40px;color:var(--muted);font-size:14px}
.footer-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}
.page{padding:64px 0}
.page h1{font-size:42px;text-align:right;letter-spacing:-1px}
.page h2{font-size:24px;margin-top:30px}
.page p,.page li{color:#374151}
.small{font-size:14px;color:var(--muted)}
@media(max-width:800px){
  .grid{grid-template-columns:1fr}
  .links{display:none}
  .hero{padding-top:64px}
  .nav{padding:13px 0}
  .brand{font-size:24px}
}